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Enrollment Costs

Tuition & Fees

We have worked hard to keep Ethnos360 Bible Institute affordable. Join the 97% of our students who graduate debt free.

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An Affordable Education

Compare yearly total cost to public and private institutions.

Total Cost of Attendance Per Year

Stats are taken from Collegeboard Trends in Higher Education 2024.

Estimates include tuition, housing, meal plan for single students, and other required fees and related expenses. These total costs and estimates are subject to change.

Calculate Your Total Cost

Select a tab below and see your financial breakdown.

This calculator is intended to provide estimated financial costs to attend EBI. Estimates include tuition, housing, meal plan for single students, and other required fees and related expenses. These fees and estimates are subject to change.

Single Students

 

Attending:

Tuition
$2,800
Room and Board
$3,000
Logos Fees
$150
Registration
$50
Student Accident Insurance
$0
Tech Fee
$168
Admin Fee
$55
Student Activity Fee
$160
Semester Total
$6,383

Payment Schedule

January 1st (Down Payment)
$3,683
February 1st
$675
March 1st
$675
April 1st
$675
May 1st
$675
Tuition
$2,800
Room and Board
$3,000
Logos Fees
$150
Registration
$50
Student Accident Insurance
$428
Tech Fee
$168
Admin Fee
$55
Student Activity Fee
$160
Semester Total
$6,811

Payment Schedule

August 15th (Down Payment)
$4,111
September 1st
$675
October 1st
$675
November 1st
$675
December 1st
$675
Download the Single Students Fees Sheet (2026-27)

Married Students

 

Attending:

Tuition
$4,550
Housing
$2,400
Logos Fee
$150
Registration
$100
Student Accident Insurance
$0
Tech Fee
$336
Admin Fee
$55
Student Activity Fee
$160
Semester Total
$7,751

Payment Schedule

January 1st (Down Payment)
$5,051
February 1st
$675
March 1st
$675
April 1st
$675
May 1st
$675
Tuition*
$4,550
Housing
$2,400
Logos Fee
$150
Registration
$100
Student Accident Insurance
$856
Tech Fee
$336
Admin Fee
$55
Student Activity Fee
$160
Semester Total
$8,607

Payment Schedule

August 15th (Down Payment)
$5,907
September 1st
$675
October 1st
$675
November 1st
$675
December 1st
$675

*This calculation includes 16 tuition credits for one spouse, and 10 tuition credits for the other spouse. If both spouses take 16 credits, the amount will be $5,600. These calculations are intended to provide estimated financial costs to attend EBI. Estimates include tuition, housing, and other required fees and related expenses. These fees and estimates are subject to change.

Download the Married Students Fees Sheet (2026-27)

Full-Time Online

Trimester Fees

Per Credit Hour
$175
Tech Fee (Diploma / Certification)
$130
Logos Fee
$100
Total Cost Per Trimester (11 Credits)
$2,155
Total Yearly Cost
$6,465
Download the Online Fees Sheet (2026-27)

Part-Time Online

Per Credit Hour
$175
Auditing Per Credit Hour
$40
Tech Fee (Individual Classes)
$25

The class cost is due by the drop/add date of the class.
1 credit class: $175
2 credit class: $350
3 credit class: $525

Full-Time Commuter

Per Credit Hour
$175
Logos Fee
$150
Tech Fee
$168
Student Activity Fee
$160
Admin Fee
$55
Registration
$50

Semester Total (16 credits) $3,383
This total does not include Student Accident Insurance: $428 (Due every Fall Semester)

Download the Commuter Fees Sheet (2026-27)

Part-Time Commuter

Per Credit Hour
$175
Auditing Per Credit Hour
$40

The class cost is due by the drop/add date of the class.
1 credit class: $175
2 credit class: $350
3 credit class: $525

Financing Your Education

Financing your education can feel overwhelming. There isn’t a magic wand to make finances easy, but we put together a couple resources to help you prepare.

Free Resource

Download Your Finance Guide

We put together a free eBook that will walk you through the finances of EBI. This includes our financial overview along, local job opportunities, and semester fees.

Download My Finance Guide

Practical Guidance

Alumni, Todd Nelson, breaks down finances at EBI and offers words of wisdom.

Three graduation students on a wall

Affordable for a Reason: Ministry

Most of our students are heading to the mission field and ministry, so we don’t want to add any lingering financial baggage. We want you free from debt so you can take your next step with God unhindered.

Affordable for Married Students

Study together as a couple with an affordable education at Ethnos360 Bible Institute. We even provide free childcare for children 3 and under.

Request Information

Made Affordable By Staff

We’ve eliminated the single largest cost at most educational institutions: staff salaries. Our staff are supported by churches and individuals. This helps us keep our costs affordable.

Finances FAQ

How do students graduate debt-free?

Our students can and do graduate debt free because our tuition is low compared to many other Bible colleges. That being said, there is no system in place to guarantee financial stability. Most of our students will get jobs in the area and work to pay their way through.

Secondly, our staff are full-time missionaries who raise their support from churches and individuals that share our purpose to see churches planted where Christ is yet unknown.  This provides a tremendous savings in overhead costs which are passed on in our tuition and fees, making EBI very affordable to attend.

In addition to employment, some students receive financial help from parents, relatives and friends.  Some larger employers may have programs for educational assistance that you may qualify for.  You may want to discuss other possible sources of funds that your church may be aware of, such as, a community foundation in your area or Christian organizations that support Biblical education.

EBI does accept the GI Bill: Veterans may be able to secure VA education funds by way of the GI bill. EBI is qualified to accept VA education benefits.  Veterans will need to secure a Certificate of Eligibility letter from the VA.  Once received, forward that on to the finance office at EBI.  We will contact you for other information that we will need to bill fees to the VA.  Feel free to contact the finance office at the school to discuss details.

EBI does accept 529 Educational Savings Plans: A 529 plan is a tax-advantaged savings plan, typically sponsored by states or educational institutions, designed to help families save for future education expenses such as college tuition, books, room and board, and even certain K-12 tuition or apprenticeship costs.

Working while attending as a student?

How much should I work while attending as a student?

While school is in session, EBI would recommended that your work hours not exceed 25 hours per week.  We believe the study of God’s Word is your first priority and that a great deal of time needs to be committed to accomplishing what you came to do here at EBI – study God’s Word!

Does EBI help students find a job?

We do not provide employment services, however we have good relationships with many employers in the community.  Many of the local businesses and individuals looking for employees have a high opinion of the work ethic of our students and often contact the school about job opportunities.   When we are contacted about employment opportunities, we post those jobs on a school bulletin board.

Are there any on-campus jobs available?

We do not typically provide jobs to our students.  When we do need to hire students, we usually offer those jobs first to international students that cannot legally work in the U.S. but can work on the campus at the college they are enrolled in as a student.

Does EBI take FAFSA student loans or grants from the government?

EBI is accredited but not pursuing Title IV. Even though federal student aid is not available to you, our low semester costs more than offset the value of federal loans you may receive at a different institution. Lastly, you do not acquire loan debt that must be repaid after you finish school.

Does EBI accept 529 Educational Savings Plans?

Yes, EBI does accept 529 Educational Savings Plans. A 529 plan is a tax-advantaged savings plan, typically sponsored by states or educational institutions, designed to help families save for future education expenses such as college tuition, books, room and board, and even certain K-12 tuition or apprenticeship costs.

Does EBI accept VA education funds by way of the GI Bill®?

Yes, EBI is qualified to accept VA education benefits. Veterans may be able to secure VA education funds by way of the GI Bill®. Veterans will need to secure a Certificate of Eligibility letter from the VA.  Once received, forward that on to the finance office at EBI.  We will contact you for other information that we will need to bill fees to the VA.  Feel free to contact the finance office at the school to discuss details.

GI Bill® is a registered trademark of the U.S. Department of Veterans Affairs (VA). More information about education benefits offered by VA is available at the official U.S. government Website at http://www.benefits.va.gov/gibill

Is EBI tax-deductible?

Since EBI is an accredited institution, we can issue 1098-T forms.

International Students

We would advise you to check with the taxing authority in your country of citizenship as to whether EBI fees are tax deductible.  If your in-country tax advisor believes that EBI fees are tax deductible, we are happy to prepare the necessary paperwork your tax advisor says you will need.

How do tuition payments work?

Your down payment (about half of the semester cost) is due before the start of each semester: August 15 for the fall semester, January 1 for the spring semester. Throughout the remainder of each semester there are four monthly payments due the first of each month.

What if I cannot pay my school bill on time?

If a student is not able to manage the down payment, a payment plan will be implemented that will have payments due every 2 weeks.  Please let us know if you are having difficulty making your payment.  There is a 3% late fee for past due payments.  If payments are not made, an “at-risk” status is given to the student.  If payments are delayed further, a student may be asked to be on Financial Probation.  If, after 30 days, a student is still not able to keep up with payments, they may be asked to withdraw from EBI until they can afford the payments.

Is room and board included in enrollment costs?

For single students living in the dorm, yes, room and board are both included in enrollment costs.  Married students’ housing costs are included in the enrollments costs, but eating in the cafeteria is not included.  Married students are responsible for their own meals and have kitchens in their apartments.  They may also sign up to eat meals in the cafeteria for an additional cost.

See Enrollment Costs to learn more.

Do students need to purchase textbooks?

Most textbooks you will need are available in digital format within the Logos Bible Software you use as a student. You will receive a license to Logos when you arrive. Occasionally you might be required to purchase a textbook or borrow one from the library.

What can a student expect to pay in total costs?

The fee calculator, graph, and fees sheet provided on the enrollment costs page are intended to provide estimated financial costs to attend EBI for one year. Estimates include tuition, housing, meal plan for single students, and other required fees and related expenses. These fees and estimates are subject to change.

Still have questions?

Ask Aaron

Aaron Jex

Business Office
Office phone: 262-832-0213
ebi_finance@ntm.org

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